Draft:Clowd9

[https://www.clowd9.com CLOWD9] is a [[Financial technology|fintech]] company providing [[Cloud-native computing|cloud-native]] issuer [[Payment processor|payments processing]]{{cite web |last1=Monteiro |first1=Leandro |title=CLOWD9 launches as a cloud native, decentralized payments processing platform |url=https://ibsintelligence.com/ibsi-news/clowd9-launches-as-a-cloud-native-decentralized-payments-processing-platform/ |website=ibsIntelligence.com |publisher=IIBS Intelligence and Cedar Management Consulting International, LLC |access-date=17 October 2022}}, also known within the [[Payment card industry|payments industry]] as a card issuer processor{{cite web |title=CB Insights Analyst's Report |url=https://www.cbinsights.com/company/clowd9 |website=cbinsights.com |publisher=CB Information Services, Inc |access-date=16 April 2026}}{{cite journal |last1=Andreasyan |first1=Tanya |title=Revolutionary UK Start-up is on Clowd9 |journal=Fintech Futures Banking Technology |date=November 2022 |issue=Banking Technology |page=Page 7 |url=https://eu-assets.contentstack.com/v3/assets/blt7dacf616844cf077/blt44ca9162de1d5a55/679b610120bd9de48991ec3b/Banking-Technology-Magazine-Nov-2022.pdf}}{{cite web |title=CLOWD9 rolls out as cloud-based payments processing platform". |url=https://www.electronicpaymentsinternational.com/news/clowed9-payments-processing-cloud/ |website=Electronic Payments International |publisher=Global Data Plc |access-date=18 October 2022}}. The company provides a [[Payment_Card_Industry_Data_Security_Standard|PCI Secure platform]] processing payments and transactions for [[Issuing bank|issuing banks]] and [[neobank|neo banks]] across international payment networks and systems including [[Discover Card|Discover]], [[Mastercard]], [[Visa Inc.|Visa]], using [[microservices architecture]]. CLOWD9 serves sectors including [[travel]], [[foreign exchange]], consumer and [[Small and medium enterprises|SME]] banking, [[sports betting|gaming]], corporate products, [[cryptocurrency]], and [[digital wallet|e-wallets]]{{cite web |title=Fintech Startup CLOWD9 Partners With Netcetera to Help Combat Global Payments Fraud |url=https://www.businesswire.com/news/home/20230109005079/en/Fintech-Startup-CLOWD9-Partners-With-Netcetera-to-Help-Combat-Global-Payments-Fraud. |website=Businesswire |publisher=A Berkshire Hathaway Company |access-date=9 January 2023}}{{cite web |last1=Ashiru |first1=Grace |title=Clowd9 Drives Fintech Growth from Lagos to London |url=https://www.techinafrica.com/clowd9-drives-fintech-growth-from-lagos-to-london/ |website=Tech In Africa |publisher=Tech In Africa |access-date=16 November 2025}}. It was founded in 2021 by [https://www.edgardunn.com/articles/edc-podcast-ep28-suresh-vaghjiani-ceo-and-founder-of-clowd9-launching-the-worlds-first-cloud-based-issuer-processor Suresh Vaghjiani]{{cite web |last1=McCosh |first1=Ed |title=Business Spotlight UK Interview with Suresh Vaghjiani |url=https://www.youtube.com/watch?v=gjrWSZK1Moo |website=Business Spotlight UK |publisher=Action Coach UK |access-date=7 March 2023}}{{cite web |last1=Hosken |first1=Petrie |title=Cash Acceptance on the Decline, Live interview with Suresh Vaghjiani |url=https://www.youtube.com/watch?v=c0gueCQhmcE |website=Talk Radio |publisher=News Corp |access-date=23 September 2023}}, Cosmo Spens{{cite web |last1=Raposo |first1=Simao |title=Web Summit. Qual o impacto que as fintech podem ter na sociedade? |url=https://www.briefing.pt/2050/websummit-qual-o-impacto-que-as-fintech-podem-ter-na-sociedade/ |website=Briefing.pt |publisher=Briefing Marketing Portugal |access-date=14 November 2023}}{{cite web |last1=Silvestre |first1=Joao |title=Web Summit Lisbon, Fintech For Good, Live Panel |url=https://www.youtube.com/watch?v=nSMOMC_ux5o |website=14 November 2023 |publisher=Web Summit}}{{cite web |title=12 Steps to Starting your ESG Strategy |url=https://thepaymentsassociation.org/article/toolkits/12-steps-to-starting-your-esg-strategy/ |website=The Payment Association |publisher=Emerging Payments Ventures Ltd |access-date=26 April 2024}}, Robert Hampel, Peter Selman{{cite news |title=City Moves Who's Switching Jobs |url=https://www.cityam.com/city-moves-whos-switching-jobs-in-the-square-mile-59/ |access-date=12 October 2022 |publisher=City AM}} and is Headquartered in [[London]], England.

CLOWD9 is a [[Financial technology|fintech]] company providing [[Cloud-native computing|cloud-native]] issuer [[Payment processor|payments processing]]{{cite web |last1=Monteiro |first1=Leandro |title=CLOWD9 launches as a cloud native, decentralized payments processing platform |url=https://ibsintelligence.com/ibsi-news/clowd9-launches-as-a-cloud-native-decentralized-payments-processing-platform/ |website=ibsIntelligence.com |publisher=IIBS Intelligence and Cedar Management Consulting International, LLC |access-date=17 October 2022}}, also known within the [[Payment card industry|payments industry]] as a card issuer processor{{cite web |title=CB Insights Analyst's Report |url=https://www.cbinsights.com/company/clowd9 |website=cbinsights.com |publisher=CB Information Services, Inc |access-date=16 April 2026}}{{cite journal |last1=Andreasyan |first1=Tanya |title=Revolutionary UK Start-up is on Clowd9 |journal=Fintech Futures Banking Technology |date=November 2022 |issue=Banking Technology |page=Page 7 |url=https://eu-assets.contentstack.com/v3/assets/blt7dacf616844cf077/blt44ca9162de1d5a55/679b610120bd9de48991ec3b/Banking-Technology-Magazine-Nov-2022.pdf}}{{cite web |title=CLOWD9 rolls out as cloud-based payments processing platform". |url=https://www.electronicpaymentsinternational.com/news/clowed9-payments-processing-cloud/ |website=Electronic Payments International |publisher=Global Data Plc |access-date=18 October 2022}}. The company provides a [[Payment_Card_Industry_Data_Security_Standard|PCI Secure platform]] processing payments and transactions for [[Issuing bank|issuing banks]] and [[neobank|neo banks]] across international payment networks and systems including [[Discover Card|Discover]], [[Mastercard]], [[Visa Inc.|Visa]], using [[microservices architecture]]. CLOWD9 serves sectors including [[travel]], [[foreign exchange]], consumer and [[Small and medium enterprises|SME]] banking, [[sports betting|gaming]], corporate products, [[cryptocurrency]], and [[digital wallet|e-wallets]]{{cite web |title=Fintech Startup CLOWD9 Partners With Netcetera to Help Combat Global Payments Fraud |url=https://www.businesswire.com/news/home/20230109005079/en/Fintech-Startup-CLOWD9-Partners-With-Netcetera-to-Help-Combat-Global-Payments-Fraud. |website=Businesswire |publisher=A Berkshire Hathaway Company |access-date=9 January 2023}}{{cite web |last1=Ashiru |first1=Grace |title=Clowd9 Drives Fintech Growth from Lagos to London |url=https://www.techinafrica.com/clowd9-drives-fintech-growth-from-lagos-to-london/ |website=Tech In Africa |publisher=Tech In Africa |access-date=16 November 2025}}. It was founded in 2021 by Suresh Vaghjiani{{cite web |last1=McCosh |first1=Ed |title=Business Spotlight UK Interview with Suresh Vaghjiani |url=https://www.youtube.com/watch?v=gjrWSZK1Moo |website=Business Spotlight UK |publisher=Action Coach UK |access-date=7 March 2023}}{{cite web |last1=Hosken |first1=Petrie |title=Cash Acceptance on the Decline, Live interview with Suresh Vaghjiani |url=https://www.youtube.com/watch?v=c0gueCQhmcE |website=Talk Radio |publisher=News Corp |access-date=23 September 2023}}, Cosmo Spens{{cite web |last1=Raposo |first1=Simao |title=Web Summit. Qual o impacto que as fintech podem ter na sociedade? |url=https://www.briefing.pt/2050/websummit-qual-o-impacto-que-as-fintech-podem-ter-na-sociedade/ |website=Briefing.pt |publisher=Briefing Marketing Portugal |access-date=14 November 2023}}{{cite web |last1=Silvestre |first1=Joao |title=Web Summit Lisbon, Fintech For Good, Live Panel |url=https://www.youtube.com/watch?v=nSMOMC_ux5o |website=14 November 2023 |publisher=Web Summit}}{{cite web |title=12 Steps to Starting your ESG Strategy |url=https://thepaymentsassociation.org/article/toolkits/12-steps-to-starting-your-esg-strategy/ |website=The Payment Association |publisher=Emerging Payments Ventures Ltd |access-date=26 April 2024}}, Robert Hampel, Peter Selman{{cite news |title=City Moves Who's Switching Jobs |url=https://www.cityam.com/city-moves-whos-switching-jobs-in-the-square-mile-59/ |access-date=12 October 2022 |publisher=City AM}} and is Headquartered in [[London]], England.

In May 2023 CLOWD9 became one of the first [[Financial technology|Fintech]] companies to be [[B Corp|B Corp Certified]]{{cite news |last1=Towner |first1=Lauren |title=CLOWD9 secures B Corp Certification |url=https://ffnews.com/newsarticle/clowd9-secures-b-corp-certification/ |access-date=24 May 2023 |publisher=Fintech Finance News}} and in September 2022, became [https://www.finextra.com/pressarticle/94471/clowd9-launches-cloud-based-decentralised-payments-platform the first cloud-native issuer processor]{{cite web |title=Clowd9 launches cloud-based, decentralised payments platform |url=https://www.finextra.com/pressarticle/94471/clowd9-launches-cloud-based-decentralised-payments-platform |website=Finextra |publisher=Finextra Research |access-date=17 October 2022}} to secure [[card association|network certification]] on [https://www.visa.co.uk/products/visa-cloud-connect.html Visa’s cloud connect network], [https://www.mastercard.com/global/en/business/payments/consumer-payments/network-processing/edge-connectivity.html Mastercard’s Cloud Edge Network], and [https://www.discoverglobalnetwork.com Discover Global Network] in November 2024.{{cite web |last1=Towner|first1=Lauren |title="FinTech start up CLOWD9 receives Visa certification |url=https://ffnews.com/newsarticle/fintech-start-up-clowd9-receives-visa-certification/ |website=FFNews |publisher=Fintech Finance News |access-date=22 November 2022}}{{cite web |title="CLOWD9 launches world's first payments processing platform |url=https://fintech.global/2022/10/17/clowd9-launches-worlds-first-payments-processing-platform/ |website=Fintech.Global |publisher=Fintech Global |access-date=17 October 2022}}{{cite web |last1=Towner|first1=Lauren |title=CLOWD9 and Discover® Global Network Certification and Agreement Set to Expand Opportunities for Cross-Border Issuance |url=https://ffnews.com/newsarticle/paytech/clowd9-and-discover-global-network-certification-and-agreement-set-to-expand-opportunities-for-cross-border-issuance/ |website=FF News |publisher=Fintech Finance News |access-date=1 November 2024}}

In May 2023 CLOWD9 became one of the first [[Financial technology|Fintech]] companies to be [[B Corp|B Corp Certified]]{{cite news |last1=Towner |first1=Lauren |title=CLOWD9 secures B Corp Certification |url=https://ffnews.com/newsarticle/clowd9-secures-b-corp-certification/ |access-date=24 May 2023 |publisher=Fintech Finance News}} and in September 2022, became the first cloud-native issuer processor{{cite web |title=Clowd9 launches cloud-based, decentralised payments platform |url=https://www.finextra.com/pressarticle/94471/clowd9-launches-cloud-based-decentralised-payments-platform |website=Finextra |publisher=Finextra Research |access-date=17 October 2022}} to secure [[card association|network certification]] on Visa’s cloud connect network, Mastercard’s Cloud Edge Network, and Discover Global Network in November 2024.{{cite web |last1=Towner|first1=Lauren |title="FinTech start up CLOWD9 receives Visa certification |url=https://ffnews.com/newsarticle/fintech-start-up-clowd9-receives-visa-certification/ |website=FFNews |publisher=Fintech Finance News |access-date=22 November 2022}}{{cite web |title="CLOWD9 launches world's first payments processing platform |url=https://fintech.global/2022/10/17/clowd9-launches-worlds-first-payments-processing-platform/ |website=Fintech.Global |publisher=Fintech Global |access-date=17 October 2022}}{{cite web |last1=Towner|first1=Lauren |title=CLOWD9 and Discover® Global Network Certification and Agreement Set to Expand Opportunities for Cross-Border Issuance |url=https://ffnews.com/newsarticle/paytech/clowd9-and-discover-global-network-certification-and-agreement-set-to-expand-opportunities-for-cross-border-issuance/ |website=FF News |publisher=Fintech Finance News |access-date=1 November 2024}}